Home & Family Finance

CUT THE COST OF PURCHASES WITH SERGEANT SHOPPER, a.k.a. Karen Jowers, staff writer, Military TimesU.S. BETTER BUSINESS MILITARY LINE - WHAT'S IT HAVE FOR YOU? Holly Petraeus, director, BBB Military LineVETERANS' BENEFITS. Keith Pedigo, associate deputy undersecretary for policy and program management, Department of Veterans AffairsNAVIGATING THE VETERANS BENEFITS MAZE. Shad Meshad, founder and president, National Veterans Foundation

CAN'T MAKE YOUR CAR PAYMENTS? FIVE TIPS TO KEEP YOUR WHEELS. Eric Hoffman, spokesman, AWARE (Americans Well-informed on Automobile Retailing Economics)TELLING YOUR FAMILY WHO GETS WHAT (& WHY) BEFORE YOU DIE. Tech tools help get the job done. Eric Aanes, founder and president, Titus Wealth ManagementFINANCIAL FITNESS: MORE THAN A GOOD CREDIT SCORE. Brad Stroh, co-founder, CEO, Bills.com10 TECHNIQUES TO MANAGE YOUR PERSONAL COST OF LIVING. Kathy Kristof, senior writer, Los Angeles Times & author of "Investing 101"

IRS Extends Deadline to Roll Over 2009 Required Minimum Distributions for IRAs. Dennis Zuelhke, Ascensus IRA Services 2. Home Heating This Winter: Temperatures, Fuel Costs & Tips. Ronnie Kweller, deputy director of communications, Alliance to Save Energy 3. Your Credit Report Card: Do You Make the Grade? New Online Tool! John Ulzheimer, president of consumer education, Credit.com and contributor to CNBC's One the Money 4. Tips for Happy Holidays without the Financial Headache. Michael Gutter, PhD, assistant professor and family financial management specialist, University of Florida 5. Q & A: Annuities as a retirement funding strategy; need help paying bills -- do you have to give power of attorney; increase insurance coverage when remodeling; paying bills on the web -- pay each company or pay from your financial institution or consolidated service?

5 Rules to Retirement Saving. Bill Losey, certified financial planner and author; Bill Losey Retirement Solutions 2. Financial Empowerment for Domestic Violence Survivors. Sue Else, president, National Network to End Domestic Violence 3. Why We're Losing the War Against Identity Theft. Robert Siciliano, television news correspondent, author and security expert 4. Spending Money You Don't Have? Overdrafts Are Telling You Something. Susan Tiffany, Center for Personal Finance, Credit Union National Association (CUNA) 5. Q & A: Financially savvy disaster planning; freezing your credit report; new benefits in 529 college savings plans; book flights now to avoid holiday headaches and higher prices.

Lost money selling your home? In the military? HAP (Homeowner's Assistance Program) can help ease your money woes if you qualify. Katie Savant, deputy director of government relations with the National Military Families Association, lays out what HAP covers - the who, what, when & why. Get the facts. 2. Fueling Fair Practices: A Road Map to Improved Public Policy for Used Car Sales and Financing. Ever get ripped off buying and financing a used vehicle? John Van Alst, an attorney at the National Consumer Law Center in Boston, tells what is needed to provide better consumer protection. 3. Individual Development Accounts (IDA) - A Savings Account for You? Leigh Tivol, senior program manager with CFED (Expanding Economic Opportunity) in Washington, DC, explains what an IDA is, how you qualify for an IDA, and how you can start saving. 4. Coping With Change When Your Spouse Dies. It will be easier to get your documents together before you need them. How many copies of a death certificate do you need? How do you apply for benefits to create cash flow? Susan Tiffany, director of personal finance information for adults in the Center for Personal Finance with the Credit Union National Association (CUNA), delivers practical advice you can depend on. 5. Money Smart Things to Do With Your Income Tax Refund; Identity Theft; Three Ways to Waste Money on a Car -- Your Questions Answered

I Will Teach You to Be Rich! Ramit Sethi, founder and writer of Iwillteachyoutoberich.com2. Financial Planning Week: It's Important to You & Your Family. Ken McDonnell, program director, Employee Benefit Research Institute/American Savings Education Council 3. Technology Trends at Your Credit Union. Kathy Herziger-Snider, vice president, product development, CO-OP Financial Services4. Payday Lending, Usury Laws, and Statutory Sleight of Hand. Christopher Peterson, associate dean for academic affairs & professor of law, S.J. Quinney College of Law, University of Utah

Consumer Resources On Line at the Federal Citizen Information Center. Teresa Nasif, director, U.S. General Services Administration's Federal Citizen Information Center2. 10 Things You Need to Know About Auto Insurance for Military Personnel. Ethan Ewing, president, Bills.com 3. Non-Sufficient Funds Fees & Overdraft Protection Programs at Military Financial Institutions. Marocco Roberts, captain, and banking and credit union liaison officer, U.S. Army, the Pentagon 4. AARP Tax-Aide: Tax Help for the Elderly. Bonnie Speedy, national director, AARP Tax-Aide and vice president, AARP Foundation 5. Save to Win & Other Prize-linked Savings Programs: Is This the Incentive You Need? Chris Day, senior vice president, Marketing, NUunion Credit Union, Lansing, Mich.

Is Fear Stopping You From Making Financial Decisions? Laura Rowley, Yahoo! Finance columnist and author 2. 10 Ways to Save on Health Care. Ethan Ewing, president, Bills.com 3. Are You Responsible for Your Deceased Relative's Debts? Quisaira Whitney, Federal Trade Commission 4. Extreme Frugality: Can You Handle It? Karen McCall, founder and president, Financial Recovery Institute

Groupon: A collective buying web site. What is it and how does it work? Andrew Mason, founder and CEO 2. Hurricane Season: Homeowner's Insurance; R U Covered for Catastrophes? Michael Barry, vice president , Insurance Information Institute 3. How to Avoid Auto Warranty Scams. Steven Baker, director, Midwest Region Federal Trade Commission 4. The BBB Goes ABC: New Grading System Helps Consumers. Steve Cox, vice president, Council of Better Business Bureaus 5. How to identify "secure" web site; monitoring accounts for identity theft; saving money on groceries

Discarded Computer Retaliates Against Former Owner for Coffee Spill. Gives Up Personal Finance Information to I.D. Thief. Don??t Let This Happen to You. Jim Stickley, founder, chief technical officer and vice president of engineering, Trace Security 2. Gadgets That Help You Use and Conserve Water Wisely. Stacy Bass, utilities department public relations officer, and manager of education and outreach programs, Mesa, Arizona (one of several partners within the Water-Use It Wisely coalition). 3. Saving for College. Jason Alderman, director, issues management, Visa USA 4. The Secrets of Money: A Guide for Everyone on Practical Financial Literacy. Braun Mincher, entrepreneur and author 5. Simple ways to save gas, laddering certificates of deposit, selecting a credit counselor: Host Paul Berry Answers Your Questions

Perfect Storm Brews for Identity Theft: Worst Data Breach Yet to Come. Adam Levin, chairman of IDentityTheft 911.com and former director of the New Jersey Division of Consumer Affairs, warns of the factors coming together to create a perfect storm for an upsurge in identity theft. Bottom line? We ain??t seen nothin?? yet! 2. MatchSavings.org lets you match the savings of someone living in poverty. You choose who to help meet their savings goal and choose to match their savings toward housing, education or a business. Janette Klaehn, vice president of communications with the World Council of Credit Unions (WOCCU) in Madison, Wisc. tells you how MatchSavings.org differs from other microfinancing initiatives and why you should sign on to MatchSavings.org.

GET YOUR BUCKS IN A ROW: GAIN CONTROL OVER HOUSEHOLD CASH FLOW. Sue Perry, deputy editor, ShopSmart magazine, sister publication of Consumer Reports 2. WHEN IS A DEAL, NOT A DEAL? Madeleine Greene, financial counselor, ??Best Little Money Book?? author & retired family and consumer science professor, University of Maryland 3. TRICKS OF THE TRADE: OUTSMARTING INVESTMENT FRAUD. John Gannon, FINRA Investor Education Foundation 4. Used Car Buyer??s CSI. Larry Gamache, CARFAX 5. YOUR QUESTIONS ANSWERED: Save money on college textbooks; when to get free credit reports; and overdraft protection fees

Earn Your Best Credit Grade. Susan Tiffany, CUNA director of personal finance for adults 2. Reduce Debt, Reduce Stress. Gerri Detweiler, credit expert and author, Credit.com 3. One-Income Household: Disaster Management When One Income Suddenly Disappears. Susan Reynolds, freelance editor and author 4. Motorist Assurance Program: Needed Protection for Car Owners & Get Your Brakes Checked Free During Brake Safety Awareness Week. Barry Soltz, president, Motorist Assurance Program 5. Save Money Buying On Line Using Special Discount/Promotional Codes. Barry Boone, CEO, CurrentCodes.com

THE NEW CREDIT CARD LAW & YOUNG ADULTS. Dr. Mary Beth Pinto, marketing professor and credit card researcher, Penn State Erie 2. SUSTENANCE AND HOPE FOR CAREGIVERS OF ELDERLY PARENTS. Gloria Barsamian, retired social worker 3. CASH FOR CLUNKERS. Ellen Martin, public affairs specialist, National Highway Traffic Safety Administration, U.S. Department of Transportation 4. Cut the cost of college text books; the power of online coupons; money market accounts and mutual funds - Your Questions Answered

SALES TAX HOLIDAYS FOR BACK TO SCHOOL SHOPPING. Verenda Smith, manager, administration and policy, Federation of Tax Administrators, Washington, DC 2. SEVEN STEPS TO GET OUT OF YOUR PARENTS' HOUSE AND INTO A CAREER: A GUIDE FOR RECENT COLLEGE GRADUATES. Robin Fisher Roffer, author of The Fearless Fish Out of Water: How to Succeed When You're the Only One Like You 3. THE ECONOMY HITS BACK-TO-SCHOOL AND BACK-TO-COLLEGE SHOPPING. Ellen Davis, vice president, National Retail Federation of America 4. 9 REASONS TO CHOOSE A VACATION RENTAL HOME. Christine Karpinski, author and director of owner community, HomeAway 5. YOUR QUESTIONS ANSWERED: Qualifying for lower auto insurance rate; how to pay down credit card debt; safe deposit box vs. home safe